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Auto-X, TT and DE insurance

PostPosted: Thu May 21, 2015 9:01 am
by Sharkman
What do you use for Auto-X, TT and DE insurance? I am with AAA and they don't cover these events if something happened to my car.

Re: Auto-X, TT and DE insurance

PostPosted: Thu May 21, 2015 11:32 am
by Greg Phillips
Here is info from our DE/TT events.
Usually AX and timed runs for TT may not be covered

http://www.motorsportreg.com/index.cfm/ ... CF9C53D44D

There are also other DE insurers out there, try Googling for more
Greg

Re: Auto-X, TT and DE insurance

PostPosted: Thu May 21, 2015 11:51 am
by Sharkman
Thanks, Greg. I called Lockon Motorsports and they don't have any Auto-X coverage. Strange since they do cover the HDPE events...

Re: Auto-X, TT and DE insurance

PostPosted: Thu May 21, 2015 8:52 pm
by Old Guy
Personally, I don't see Autocross insurance as being an issue. When, if ever, have you seen someone prang their car during an autocross...even allowing for light pole contact or under-inflated tires leading to a roll-over? Personally: never seen either one. Over-revving the engine, scrambling the gearbox, flat spotting the tires - happen all of the time, but these are not insurable issues. I have seen policy references to exclusions for any "timed" events...therefore: TT's being a problem. Autocross? Hmmm. For DEs however - not so much, if any.

Over many years I've known only one friend that wrecked his car (a BMW) at a DE. USAA paid for the damage, then cancelled his insurance. :roll: Maybe someone has more recent or relevant experience to share...???

Re: Auto-X, TT and DE insurance

PostPosted: Thu May 21, 2015 10:50 pm
by Robert Joe
In the rare instance something did happen you ask someone with a truck to tow your car onto the street. Then you call AAA to come tow you from the street.

Re: Auto-X, TT and DE insurance

PostPosted: Thu May 28, 2015 3:04 pm
by kleggo
Old Guy wrote:Personally, I don't see Autocross insurance as being an issue. When, if ever, have you seen someone prang their car during an autocross...e



~ 5 years ago, i watched a 996 launch off a curb and fly through a chain link fence before coming to rest 15 feet away from an occupied police patrol car @ the Q.
I'll bet that was very $$$ to fix.

strange stuff does happen.